Get to know us better

Credipass is an international financial brokerage network operating in Italy, Poland and Hungary. Hundreds of experts help clients compare bank offers and find a solution that suits their circumstances.
Whichever country you contact us in, you can expect the same high standard of service. Our experts understand the local market and regulations, bringing international experience to your financial decisions.
Our experience across these three countries helps us continually improve our services while meeting local requirements in each market.
Bármelyik országban fordulsz hozzánk, ugyanarra a magas színvonalú szolgáltatásra számíthatsz. Szakértőink ismerik a helyi piacot és szabályokat, így a nemzetközi tapasztalatot a saját pénzügyi döntésednél is hasznosítani tudják.

A három országban szerzett tapasztalat segít abban, hogy folyamatosan fejlesszük szolgáltatásainkat, miközben mindenhol megfelelünk a helyi előírásoknak.

Credipass experts compare offers from multiple banks, so your choice is not limited to a single bank’s products. We help you understand your options and find one that suits your goals and financial circumstances.
How can we help?
- We explain the terms clearly so you understand what you’re committing to.
- We compare suitable offers based on their total cost as well as their interest rates.
- We guide you through the required documents, government schemes and the application process.
- We support you throughout the process and can arrange discussions outside bank opening hours if needed.
Our aim is to help you make confident decisions, with support from your first question through to the completion of the process.

Credipass is the financial services brand of DH Group, which is listed on the Budapest Stock Exchange. This means you can receive coordinated support with both finding a property and arranging financing.
If you find a property through Duna House in Hungary, Metrohouse in Poland or one of our partner companies, Credipass experts help you explore financing suited to your purchase. They explain your options and the bank application process so you can understand early on what you’ll need to complete the purchase.

Credipass processes client data in accordance with EU data protection rules in Hungary, Italy and Poland. We use encrypted data transmission and secure systems to protect uploaded documents.
Access to your personal and financial data is limited to those who need it to handle your application. Our experts receive training in handling data confidentially, and we regularly check our systems.
We understand that you’re trusting us with sensitive information. Protecting your data is therefore a priority at every stage of the process.
Személyes és pénzügyi adataidhoz csak azok férhetnek hozzá, akiknek az ügyintézéshez szükségük van rájuk. Szakértőink képzést kapnak az adatok bizalmas kezeléséről, rendszereinket pedig rendszeresen ellenőrizzük.

Tudjuk, hogy érzékeny információkat bízol ránk. Ezért az adataid védelme az ügyintézés minden lépésében fontos szempont.

Credipass operates in accordance with local financial brokerage regulations in all three countries. The relevant registers are maintained by OAM in Italy, KNF in Poland and the Hungarian National Bank (MNB) in Hungary. You can check the details of each company in these public registers.
Our experts hold the appropriate professional qualifications and professional indemnity insurance. Credipass also participates in the work of professional organisations: it is a member of AMA in Italy, ZPF in Poland and the National Association of Independent Financial Intermediaries (FPKOSZ) in Hungary. These relationships help us keep up with developments in the profession and continually improve our work.

Credipass experts help you compare the bank offers available to you. Alongside the monthly repayment, they explain the annual percentage rate of charge (APR) and other costs so you can understand how much the loan may cost.
Before you decide, they also highlight terms such as early repayment fees or any insurance that may be required. If anything in the agreement is unclear, they explain it. This helps you make decisions with a clear understanding of the differences between offers and the terms you’re accepting.

The Credipass process follows five straightforward steps:
1. We discuss the type of loan you’re looking for and what you want to use it for.
2. We assess what monthly repayment could fit your budget.
3. We compare suitable bank offers.
4. We help you prepare and submit the required documents.
5. We track your application through to the bank’s decision and disbursement.
Throughout the process, your expert stays in contact with the bank, lets you know if anything is missing and keeps you updated on your application’s progress. This means you always know what comes next.

A home loan assessment generally takes several weeks. The exact timeframe depends on the bank you apply to and how quickly the required documents become available.
Your Credipass expert helps you prepare your application, reviews the documents before submission and stays in contact with the bank. If additional documents or information are required, they let you know what to provide. They also keep you regularly updated, so you don’t have to follow up on every step yourself.

Creditworthiness determines how much you may be able to borrow based on your income, existing debts and the statutory debt-service-to-income limit. Among other factors, the bank assesses how your monthly repayments would compare with your income and whether your application meets its lending criteria.
It’s worth clarifying this before you start looking for a property. A Credipass expert helps you assess how much you may be able to borrow and how your options could change with a different loan term or a larger deposit. You can also discuss the impact of your existing loans, helping you start your property search with a realistic budget.
The bank always determines the final loan amount during its assessment.

Yes, Credipass also helps small and medium-sized businesses explore financing options. Whether you need funding for day-to-day operations, want to purchase machinery or are planning an investment, our experts help you review suitable loan and leasing offers.
In Italy, Poland and Hungary, we start with your business’s circumstances: what you need the financing for, how much funding you require and which terms fit your operations. We then help you compare the available offers and get the application process started.
Olaszországban, Lengyelországban és Magyarországon is a vállalkozásod helyzetéből indulunk ki: megnézzük, mire kell a finanszírozás, mekkora összegre van szükséged, és milyen feltételek férnek bele a működésedbe. Ezután segítünk összehasonlítani az elérhető ajánlatokat és elindítani az ügyintézést.

No, your first consultation is free. We discuss the type of loan you’re looking for, review your options and answer your questions. You can then decide, without any obligation, whether you’d like to continue with our support.
Credipass also provides mortgage and personal loan brokerage services to individual clients free of charge. Our experts receive commission from banks, so you don’t pay us for comparing offers or helping you through the application process.

A bank may reject a loan application for several reasons. Your income may not be sufficient for the amount requested, the bank may not accept a particular source of income, or the property may not meet its requirements for collateral.
A Credipass expert helps you understand the reason for the rejection and explores whether other options are available. This can be particularly useful if you’re self-employed, receive bonuses or earn income abroad, as banks may assess these differently.
A rejection does not necessarily mean you cannot get a loan from another bank. Before applying again, it’s worth reviewing the requirements and considering what could be changed. The final decision always rests with the bank.

Before applying for a loan, it’s worth checking what information is held about you in the relevant credit register. In Hungary, this is KHR; in Poland, it is BIK. Italy has several credit information systems, including CRIF.
An outstanding debt from the past may influence the bank’s decision. Your existing loans and credit card limits may also be taken into account, even if you’re not currently using the card.
A Credipass expert helps you understand the information available to you and discusses what may need to be resolved before submitting your application. This gives you a clearer picture of your options before you begin.

Credipass has been operating in Italy for more than 20 years. It has been helping clients navigate their financial options for 10 years in Poland and four years in Hungary.
As part of DH Group, we work with banks and financial experts across three countries. Over the years, we have gained experience with a wide range of market conditions and changing regulations. We draw on this experience when comparing the offers available to you and guiding you through the application process.
When you contact Credipass, you can rely on experts from an established international network. Our aim is to give you clear answers and help you choose financing that suits your plans and circumstances.

Credipass provides in-house training and regular professional development to help its experts stay up to date with bank offers, lending requirements and local regulations. They must also meet the requirements applicable to financial intermediaries in their country. This activity is subject to the relevant registration requirements and rules of OAM in Italy, KNF in Poland and the Hungarian National Bank (MNB) in Hungary.
Good advice requires current knowledge. We therefore believe our experts should understand the products and be able to explain clearly the terms attached to each option. This helps you understand the offers before making a decision.

Yes, you can speak to a Credipass expert online or in person. You can discuss your options over a video call or, if you prefer to meet face to face, arrange a consultation at an office.
We use digital solutions to share documents, and you can contact your expert with questions throughout the process. This allows the application process to fit around your schedule while giving you personal support with a major decision such as taking out a home loan.

Credipass aims to make financial decisions easier to understand. We help you navigate bank offers, understand their terms and find a financing option that suits your goals.
Our clients come first. This means we take the time to answer your questions as well as present offers. We discuss what a loan could mean for you over the longer term, whether you’re looking to buy a home or fund your business plans.
Improving financial awareness also matters to us. We want more people to understand their options and feel confident about their financial decisions.

At Credipass, we use client feedback, the findings of internal reviews and comments from our partners to improve our service. For example, we monitor how long the application process takes and identify where it could be made simpler.
We also learn from online reviews. If someone is unhappy with the support they received, we investigate the issue and involve management in resolving it where necessary. This helps us work towards providing attentive support and clear guidance in every office.

Credipass is part of DH Group, alongside the Duna House real estate network in Hungary and Metrohouse in Poland. If you find your home through either network, you can also request expert support with planning your financing.
Timing matters when buying a property. Your Credipass expert helps you assess your borrowing options and coordinates with the estate agent on the steps involved in the purchase. This makes it easier to anticipate which documents you’ll need and what to pay attention to during the bank application process.

Credipass helps with more than home loans. You can also speak to our experts about personal loans, refinancing, business financing and insurance.
Your financial needs may change over time. You might be buying a home now, planning renovations later or looking to review the cost of your existing loans. We help you compare suitable options and consider which fit your current circumstances and future plans.
If you have several loans, we can also explore whether refinancing them could offer better terms. For insurance, we help you understand what protection you may need for your family or home.

At Credipass, your expert’s role is to understand what you need and help you navigate your options. They can review offers from several banks with you, explain the terms and answer your questions.
This approach also matters during the later stages of the application process. If a contractual term is unclear or a question arises during the bank’s assessment, you have someone to turn to. We want you to understand the decision you’re making and feel comfortable contacting us again if your financial plans change.

Credipass works with more than 110 financial partners across Europe. The partner network varies by country, so our experts help you choose from the offers available in your local market.
In Poland, we work with nearly 90 financial institutions, including major banks, leasing companies and insurers. In Italy, we have access to offers from more than 40 banks and financing institutions. In Hungary, we work with eight partner banks, providing brokerage services for products including home loans and government-supported loans.
An extensive partner network gives you more options to compare. Your expert helps you review the terms and total costs of the offers available to you, so you can make an informed decision.